Assignment Details: Rhonda Jones and her husband have a combined annual income o

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Assignment Details:
Rhonda Jones and her husband have a combined annual income of $50,000 after taxes. Their mortgage payment is $1,284 per month. Their average utilities payment per month
is $403. The groceries and food expenses average $506 per month. They have a car payment of $402 a month. Their medical insurance is $198 per month. Gas for the car
averages $102 a month, and their car insurance is $246 a month. Other miscellaneous expenses are $206 a month.
Download and complete this budget sheet, and submit it with this assignment.
For this assignment, answer the following:
Do the Jones’s have a surplus or a deficit? If they have a surplus, suggest how they can use the extra money.
Explain why it is important to have 3 to 6 months’ salary saved for an emergency fund.
Explain the concept of “paying yourself first.”
Individual Project Rubric:
AssignmentSpecific:
Provided Suggestions for how to use the surplus. 35
AssignmentSpecific:
Articulated the concepts of emergency funds 35
AssignmentSpecific:
Explained the concept of “paying yourself first.” 30
Organization: Assignment presents information logically and is clearly relevant to discussion topic. 15
Professional Language: Assignment contains accurate grammar, spelling, and punctuation with few or no errors. 10

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